There’s a reason more drivers today are choosing vehicle leasing instead of traditional auto finance methods: for many drivers, leasing is more affordable, flexible and enjoyable than buying. If you enjoy driving a new car every three to four years, want to reduce your monthly payment, and wish to pay less up-front, with a lower commitment, auto leasing can be an excellent choice.

Here are some of the top benefits a MUSA Auto lease provides:

Drive the car you want.

You wouldn’t buy a house if you knew it was going to go down in value. You wouldn’t invest in stocks knowing you were going to lose money. Why buy a car knowing it is going to lose value? Leasing gives you the ability to get a new car every three to four years, and never worry about being upside down.

Enjoy lower monthly payments.

No matter which vehicle you choose, we’ll work hard to ensure a monthly payment that makes sense for you. In some cases, you may pay half as much for vehicle leasing as you would for a purchase, on a monthly basis.

Pay less upfront.

You don’t need a large down payment for a MUSA Auto lease. Many auto finance companies routinely charge 10% or more of the purchase price to buy a new vehicle — but with MUSA Auto Finance, you are only required to pay your first monthly payment upfront.

Get a new car every 3 or 4 years.

Drive away in a new or late-model vehicle today, and when your lease is up, trade it in for something different — without increasing your car payment, or dealing with the hassle of trading in a car worth thousands less than you paid for it. Auto leasing lets you drive a newer car, more often.

Avoid depreciation.

Vehicles are among the fastest depreciating “assets” you can buy — so much so that most economists don’t consider them to be valuable assets at all. When you choose vehicle leasing instead, you’re never “upside down,” owing more to the bank than the vehicle is actually worth.

Enjoy a great car without the commitment.

With a MUSA lease, you can enjoy driving any car you choose, without making a long-term commitment. Vehicle leasing terms are shorter than most auto finance purchase agreements — and at the end of your lease, it’s easy to switch to a different vehicle.

Don’t worry about repair costs.

Auto leasing means fewer worries about expensive vehicle maintenance services, like replacing tires and repairing brakes. When you lease a new vehicle, it’s covered by a factory warranty — and for pre-owned vehicles, MUSA offers a wide variety of warranty products to cover repairs and fix the normal wear and tear from everyday driving.

Leasing for business? There may be tax benefits.

If you’re leasing a vehicle to use in your business, you may be able to write off a portion of your auto leasing payments as a tax deduction. Ask your tax preparer for more information.